Get in Touch Get in Touch

1st in india to provide quality education on Monthly Subscription !

Terms & Condition

User Policy

Welcome To Stepworth Study Pvt Ltd , An Online Learning Company And Its Official Website www.iqranation.com

(Also Referred As Website) Supplementing The Pursuit Of Academic Excellence Operated By Stepworth Study Pvt Ltd (Also Referred To As Stepworth Study). By Using Services By Stepworth Study Pvt Ltd , You Accept And Agree To Be Bound By The Following Terms And Conditions. Nothing Contained In These Terms Of Service (Tos ) Should Be Construed To Confer Any Rights To A Third Party Beneficiary.

Changes To Stepworth Study And Terms And Conditions

Stepworth Study Reserves Its Right To Modify Or Terminate The Stepworth Study Service For Any Reason, Without Prior Notice, Without Liability To The User Or Any Other Members Or Third Party. Stepworth Study Also Reserves The Right To Modify The Terms Of Service From Time To Time Without Notice. The User Agrees To Regularly Review The Terms Of Service To Keep Himself Apprised Of Any Such Changes.

Eligibility, Registration And Access

The Decision To Grant Access To The Services Of Stepworth Study Is The Prerogative Of The Stepworth Study And Its Decision In This Respect Shall Be Final And Binding On The Proposed User. The User Consents That Stepworth Study Reserves Its Right To Take All Necessary Measures To Deny Access To Its Services Or The Termination Of Services, If The Terms And Conditions Of The Present Agreement Are Not Complied With Or Are Contravened Or There Is Any Violation Of Copyright, Trademark Or Other Valuable Proprietary Right As Described In This Agreement. In Order To Use The Service, The User Must Obtain Access To The World Wide Web, Either Directly Or Through Devices That Access Web-Based Content, And Pay For The Service Fees Associated With Such Access. In Addition, The User Must Have All Equipment Necessary To Make Such Connection To The World Wide Web, Including A Computer And Modem Or Other Access Devices; That Do Not Form A Part Of The Service.

Terms Of Service

  • The Use Of The Website Of Stepworth Study, Or Any Of Its Services Or Features And User To User Interface Provided By The Website, The Information And Material Contained Therein Implies And Constitutes The User's Consent To This Agreement, The User Unequivocally Agrees To Abide By These Terms And Conditions
  • The User Agrees That Stepworth Study Has Opinions Regarding The Subject Matter Contained On This Website And These Opinions Regarding Subject Matters Contained On The Website May Be Different From Those Prevalent At That Point Of Time. The User Is Aware And Agrees That These Opinions Are Subject To Change From Time To Time Without Prior Intimation To The User.
  • The Answers, Information, Material And Content Have Been Posted On Stepworth Study Official Website www.iqranation.com By Exercising Due Diligence And Care And Are Correct And True To The Best Of The Knowledge And Intent Of The Website And Company. However The User Agrees To Independently Verify The Authenticity And Veracity Of The Answers, Information, Material And Content Posted On The Website. The Website Does Not Hold Any Responsibility As To The Authenticity And Veracity Of The Answers, Information, Material And Content On The Website. The User Agrees To Indemnify The Website Against All Actions Brought Out In This Regard. The Answers, Information, Material And Content On The Website Should Not Be Construed As An Advice To The User. Any Action Taken By The User On The Basis Of The Information Contained On The Website Is The Responsibility Of The User Alone And Stepworth Study Will Not Be Liable In Any Manner For The Consequences Of Such Action Taken By The User.
  • The User Agrees And Understands That The Information Available On The Website Is Not Meant For Supplementing The Knowledge Of The User For Competitive Exams And Promises To Hold Free The Website Of All Liabilities That May Arise From The Direct Or Indirect Use Of The Information Available On The Website.
  • The User Agrees That The Time Limits, If Any, Stipulated By The Website For Providing The Answers To The Queries Of The User Are Only Indicative And Not Definitive. The User Understands That The Queries Of The User May Not Be Answered In A Time Bound Manner Due To A High Volume Of Queries At A Given Point Of Time.
  • The User Agrees That Certain Queries Of The User May Not Be Answered By The Website Due To The Highly Complex Nature Of The Query, The Answers To Which Can Only Be Provided By Having Access To Specialized And Highly Skilled Resources That Are Not Available With The Website Due To Its Limited Resource Base. The User Agrees That Answers To Queries Requiring Detailed And Advanced Graphics Is Outside The Ambit Of These Terms Of Service.
  • The User Understands That Model Questions / Sample Papers And Their Answers Posted On The Website Have Been Prepared By The Website Based On The Limited Resources Available At Its Disposal And Human Errors May Inadvertently Creep In Despite The Stepworth Study’s Best Efforts. The User Agrees Not To Hold The Website Responsible For Such Errors Or Omissions. The Website Does Not Provide Any Time Limit Or Provides Any Express Or Implied Time Warranty Of Any Kind, Regarding Any Matter Pertaining To This Service. The Website For Its Services Rendered Does Not Provide Any Implied Warranties Of Merchantability, Fitness For A Particular Purpose. Stepworth Study Shall Not Be Liable, At Any Time, For Any Failure Of Performance, Error, Omission, Interruption, Deletion, Defect, Delay In Operation Or Transmission, Computer Virus, Communications Line Failure, Theft Or Destruction Or Unauthorized Access To, Alteration Of, Or Use Of Information Contained At This Website(www.iqranation.com).
  • The User Is Aware And Understands That Stepworth Study Does Not Provide Any Judgment Or Warranty Regarding The Authenticity Or Correctness Of The Content Of Other Services Or Websites That The Screen Links Refer To. The User Is Aware And Understands That A Link To Another Service Or Website Is Not An Endorsement Of The Service Or Website And Stepworth Study Shall Not Be Responsible In Any Manner Whatsoever For The Consequences Of Any Act Or Omission On The Part Of The User On The Basis Of The Information Contained In Such Other Services Or Websites.
  • Stepworth Study Reserves Its Right To Monitor The Use Of All Or Any Part Of Its Service Without Any Prior Intimation Or Any Obligation To The User.
  • The User Agrees That He Shall Not Alter The Information, Content Or Material Or Use Of Such Information, Content Or Material Contained On The Website For Any Purpose That Constitutes A Violation Of The Copyright Of Stepworth Study Or Of A Third-Party Information Provider. The User Agrees Not To Copy, Reproduce, Republish, Upload, Post, Transmit Or Distribute The Material In Any Way For Any Use Without Obtaining The Prior Written Consent From Stepworth Study.
  • The User Agrees That He Shall Not Solicit Or Invite Other Users To Share The Credits/Points/Pack/Course/Anything Else That He Earns, That Accrue To Him In His Individual Capacity; And Agrees Not To Sell The Credits/Points/Pack/Course/Anything Else For Any Consideration To A Third Party. In Case Of A Violation Of This Condition The User Shall Become Liable To Pay For The Credits/Points/Course/Pack/Anything Else That He Has Sold Or Shared And Shall Forfeit All His Credits/Points/Course/Pack/Anything Else Accumulated And His Account Shall Be Terminated.
  • If The User Does Not Agree To Any Of The Terms Mentioned In This Agreement, Then The User Should Exit The Website Through His Browser.

Access Security And Password

The User Might Receive A Password And Account Designation Upon Completing The Service's Registration Process. The User Undertakes To Maintain The Confidentiality Of The Password And Account, And Shall Be Held Solely Responsible For All Acts And Omissions That Occur Under His Password Or Account. Stepworth Study Cannot And Will Not Be Liable For Any Loss Or Damage Arising From The User's Failure To Comply With The Terms And Conditions Of This Agreement. The User Should Always Remember To Log Off Completely From Stepworth Study’s Website, If He Is Accessing It From A Public Place And Also Change His Password Often, And Be Sure To Change It To Something Inconspicuous.

User Conduct And Prohibited Acts

The Stepworth Study Service Is Made Available For Personal, Non-Commercial Use Only. Broadcasting The Same Through Any Means, Including But Not Limited To Through The Internet, Television, Handheld Devices And Other Devices, Is Not Permitted And Will Be Considered As A Breach Of Intellectual Property Rights Of The Company. The Company Reserves The Right To Terminate The Subscription Without Any Prior Notice And Also To Initiate Any Legal Proceedings In Case Of Such Breach. Businesses, Organizations Or Other Legal Entities Are Strictly Debarred From Using The Stepworth Study Services For Any Purpose.

The User Is Prohibited From Using The Stepworth Study Service For Any Illegal Or Unauthorized Purpose. International Users Agree To Comply With All Local Rules Regarding Online Conduct And Acceptable Content, Including Laws Regulating The Export Of Data From India. The User Is Solely Responsible For His Conduct And Any Data, Text, Information, Graphics, Photos

Terms Of Service , Profiles, Audio And Video Clips, Links And Other Material That He Submits, Posts, And Displays On The Stepworth Study Service.

The Website May At Its Sole Discretion Remove Information, Content Or Material That Is Incorrect, Inaccurate, Unlawful, Fraudulent, Threatening, Libelous, Defamatory, Obscene Or Otherwise Objectionable, Or Infringes Or Violates Any Party's Intellectual Property Or Other Proprietary Rights Or These Terms Of Service.

Other Examples Of Illegal Or Unauthorized Uses Include, But Are Not Limited To:

  • Modifying, Adapting, Translating, Or Reverse Engineering Any Portion Of The Stepworth Study Service;
  • Removing Any Copyright, Trademark Or Other Proprietary Rights Notices Contained In Or On The Stepworth Study Service;
  • Using Any Robot, Spider, Website Search/Retrieval Application, Or Other Device To Retrieve Or Index Any Portion Or The Stepworth Study Service;
  • Collecting Any Information About Other Users (Including Usernames And/Or Email Addresses) For Unauthorized Purposes;
  • Reformatting Or Framing Any Portion Of The Web Pages That Are Part Of The Stepworth Study Service; Creating User Accounts By Automated Means Or Under False Or Fraudulent Pretences;
  • Creating Or Transmitting Unwanted Electronic Communications Such As "Spam," Or Chain Letters To Other User Or Otherwise Interfering With Other User's Enjoyment Of The Service;
  • Submitting Information Or Material Of Any Third Party Without Such Third Party's Prior Written Consent;
  • Directing Any User (For Example, By Linking) To Any Information Or Material Of Any Third Party Without Such Third Party's Prior Written Consent Or The Users Consent;
  • Submitting Information Or Material That Infringe, Misappropriate Or Violate The Intellectual Property, Publicity, Privacy Or Other Proprietary Rights Of Any Party.
  • Transmitting Any Viruses, Worms, Defects, Trojan Horses Or Other Items Of A Destructive Nature.
  • Submitting Information Or Material That Are Unlawful Or Promote Or Encourage Illegal Activity; Or Submitting False Or Misleading Information.
  • Harm Minors, Children And Women In Any Way Or "Stalk" Or Otherwise Harass Others
  • Submitting Information That Is Obscene, Voyeuristic Or Contains Pornography Or Contain An "Indecent Representation Of Women" Within The Meaning Of The Indecent Representation Of Women (Prohibition) Act, 1986; Or Cause To Be Displayed Or Transmitted Or Circulated Through The Website In Any Electronic Form, Any Material Which Is Lascivious Or Appeal To The Prurient Interest Or If Its Effect Is Such As To Tend To Deprave And Corrupt Persons Who Are Likely, Having Regard To The Fact That The Website Is Meant For Educational And Academic Pursuit For Students .
  • Upload, Post, Email Or Otherwise Transmit Any Content That Is Unlawful, Harmful, Threatening, Abusive, Harassing, Tortuous, Defamatory, Vulgar, Obscene, Libelous, Invasive Of Another's Privacy, Hateful, Or Racially, Ethnically Or Otherwise Objectionable; Or A Threat To The Nation's Communal Harmony, Peace And Security.
  • Upload, Post, Email Or Otherwise Transmit Any Content That The User Doesn't Have A Right To Transmit Under Any Law Or Under Contractual Or Fiduciary Relationships (Such As Inside Information, Proprietary And Confidential Information Learned Or Disclosed As Part Of Employment Relationships Or Under Non-Disclosure Agreements).
  • Interfere With Or Disrupt The Service Or Servers Or Networks Connected To The Service, Or Disobey Any Requirements, Procedures, Policies Or Regulations Of Networks Connected To The Service.
  • Intentionally Or Unintentionally Violate Any Applicable Local, State, National Or International Law
  • Any Other Conduct, Act Or Behavior That Is Illegal Or Unlawful.

While Stepworth Study Prohibits Such Conduct And Content On Its Website, The User Understands And Agrees That He Nonetheless May Be Exposed To Such Information Materials And That He Shall Immediately Inform Stepworth Study Of Such Violation. If The User Continues To Use The Stepworth Study Service He Shall Do So At His Own Risk And Peril.

User Content

Certain Elements Of The Website Will Contain Material Submitted By Users. Stepworth Study Accepts No Responsibility For The Material And Contents, Accuracy, Conformity To Applicable Laws Of Such Material.

Advertisements

The Website May At Its Discretion Display Advertisements. The Users' Correspondence Or Business Dealings With, Or Participation In Promotions Of, Advertisers Found On Or Through The Stepworth Study Service, Including Payment And Delivery Of Related Goods Or Services, And Any Other Terms, Conditions, Warranties Or Representations Associated With Such Dealings, Are Solely Between The User And Such Advertiser. The User Agrees That Stepworth Study Shall Not Be Responsible Or Liable For Any Loss Or Damage Of Any Sort Incurred As The Result Of Any Such Dealings Or As The Result Of The Presence Of Such Advertisers On The Stepworth Study Service.

Proprietary Rights

User Acknowledges That All Intellectual Property Rights Including But Not Limited To Copyright, Patent, Trademarks, Trade Secrets In The Products, Modules, Contents And Programs Shall Continue To Vest With The Company At All Times. The Student/Parent Shall Not Have The Right To Claim Any Rights Over The Intellectual Property In The Programs By Virtue Of Them Purchasing Such Programs. Further, Under No Circumstances, Shall The Student/Parent Acquire The Right To Make Copies. The User Acknowledges That In The Event Of Breach Or Threatened Breach Of This Clause, Monetary Damages May Not Be An Adequate Remedy, Therefore, The Company In Addition To Other Rights And Remedies Shall Be Entitled To Injunctive Relief To Restrain The Student/Parent From Any Such Breach, Threatened Or Actual. User Further Acknowledges And Agrees That Material And Content Contained In Sponsor Advertisements Or Information Presented To The User Through The Stepworth Study Services Or Advertisers Is Protected By Copyrights, Trademarks, Service Marks, Patents Or Other Proprietary Rights And Laws. Except As Expressly Authorized By Stepworth Study Or Advertisers, User Agrees Not To Modify, Rent, Lease, Loan, Sell, Distribute Or Create Derivative Works Based On The Stepworth Study Service, In Whole Or In Part.

Disclaimer Of Warranties

User Expressly Understands And Agrees That:

  • Use Of The Service Is At The User's Sole Risk. The Service Is Provided On An "As Is" And "As Available" Basis. Stepworth Study Expressly Disclaims All Warranties Of Any Kind, Whether Express Or Implied, Including, But Not Limited To The Implied Warranties Of Merchantability, Fitness For A Particular Purpose And Non-Infringement.
  • Stepworth Study Makes No Warranty That (I) The Service Will Meet The User’s Requirements, (Ii) The Service Will Be Uninterrupted, Timely, Secure, Or Error-Free, (Iii) The Results That May Be Obtained From The Use Of The Service Will Be Accurate Or Reliable, (Iv) The Quality Of Any Products, Services, Information, Or Other Material Purchased Or Obtained By The User Through The Service Will Meet User's Expectations, And (V) Any Errors In The Software Will Be Corrected.
  • Any Material Downloaded Or Otherwise Obtained Through The Use Of The Service Is Done At The User's Own Discretion And Risk And That User Will Be Solely Responsible For Any Damage To The User's Computer System Or Loss Of Data That Results From The Download Of Any Such Material.
  • No Advice Or Information, Whether Oral Or Written, Obtained By The User From Stepworth Study Or Through Or From The Service Shall Create Any Warranty Not Expressly Stated In The Terms Of Service .

Limitation Of Liability

Under No Circumstances Will Stepworth Study Be Liable To The User For Any Indirect, Incidental, Consequential, Special Or Exemplary Damage Arising Out Of Or In Connection With Use Of The Stepworth Study Service, Whether Or Not Stepworth Study Has Been Advised Of The Possibility Of Such Damages. Such Limitation Of Liability Shall Apply (I) Whether The Damages Arise From Use Or Misuse Of And Reliance On The Stepworth Study Service, From Inability To Use The Stepworth Study Service, Or From The Interruption, Suspension, Or Termination Of The Stepworth Study Service (Including Such Damages Incurred By Third Parties), And (Ii) Notwithstanding Any Failure Of Essential Purpose Of Any Limited Remedy And To The Fullest Extent Permitted By Law. Under No Circumstances, Stepworth Study Not To Be Liable To The User For Any Amount .

Indemnity

The User Agrees To Indemnify And Hold Stepworth Study, And Its Subsidiaries, Affiliates, Officers, Agents, Co-Branders Or Other Partners, And Employees, Harmless From Any Claim Or Demand, Including Reasonable Attorney's Fees, Made By Any Third Party Due To Or Arising Out Of Content The User Submits, Posts Or Transmits Through The Service, The User's Use Of The Service, The User's Connection To The Service, The User's Violation Of The Terms Of Service , Or The User's Violation Of Any Rights Of Another.

No Resale Of Service

The User Agrees Not To Reproduce, Duplicate, Copy, Sell, Resell Or Exploit For Any Commercial Purposes, Any Portion Of The Service, Use Of The Service, Or Access To The Service.

Modifications To Service

Stepworth Study Reserves The Right At Any Time And From Time To Time To Modify Or Discontinue, Temporarily Or Permanently, The Service (Or Any Part Thereof) With Or Without Notice. The User Agrees That Stepworth Study Shall Not Be Liable To The User Or To Any Third Party For Any Modification, Suspension Or Discontinuance Of The Service.

Notice

Notices To The User May Be Made Via Email Or Regular Mail. The Service Of The Website May Also Provide Notices Of Changes To The Terms Of Service Or Other Matters By Displaying Notices Or Links To Notices To The User Generally On The Service.

Trademark Information

The Website Design And The Service Marks, Other Logos, Products And Service Names Are Trademarks Of Stepworth Study Pvt. Ltd. The User Agrees Not To Display Or Use In Any Manner, The Trademarks Or Any Associated Assest Digital Or Non Digital Of Stepworth Study.

Copyright

Stepworth Study Private Limited Is A Registered Entity Under The Laws Of India With All Rights Reserved Here-In. The Copyright Of All Materials Provided On This Website (www.iqranation.com) Are Held By Stepworth Study Private Limited. None Of The Materials Displayed On Or Within Any Stepworth Study Products Including But Not Limited To Website, Sd Cards, Tablets Etc, May Be Copied, Reproduced, Distributed, Republished, Downloaded, Displayed, Posted, Modified, Altered, Reverse Engineered, Or Transmitted In Any Form Or By Any Means, Including, But Not Limited To, Electronic, Mechanical, Photocopying, Recording, Screen Snapshot/ Screen Captured, Or Otherwise. Without Prior Written Permission Of Stepworth Study Private Limited, The Copyright Owner.

Violations

Please Report Any Violation Of The Terms And Conditions Of This Agreement To support@iqranation.com

Force Majeure

Stepworth Study Shall Have No Liability To The User For The Matters Where It Has No Control Or Which Are Beyond Its Control And Fall In This Category.

Entire Agreement

These Terms Of Service Constitute The Entire Agreement Between The Parties With Respect To The Subject Matter Thereof And Supersedes And Replaces All Prior Or Contemporaneous Understandings Or Agreements, Written Or Oral, Regarding Such Subject.

Jurisdiction

These Terms Of Service Will Be Governed By And Construed In Accordance With The Laws Of India And Any Dispute Arising Out Of The Use Of The Website Shall Be Subject To The Exclusive Jurisdiction Of Courts At Lucknow Uttar Pradesh, India. If For Any Reason A Court Of Competent Jurisdiction Finds Any Provision Or Portion Of The Terms Of Service To Be Unenforceable, The Remainder Of The Terms Of Service Will Continue In Full Force And Effect. The User Shall Not Assign These Terms Of Service Or Assign Any Rights Or Delegate Any Obligations Hereunder, In Whole Or In Part, Whether Voluntarily Or By Operation Of Law, Without Our Prior Written Consent, Any Such Purported Assignment Or Delegation Will Be Null And Void And Of No Force Or Effect.

User Privacy Policy

The User Consents That By Subscribing/Using The Company’ Products, Programs Or Any Other Services, It Expressly Allows The Company To Improve Pedagogy, Learning Outcomes, Predictive Learning And To Store, Use, Analyze, Distribute, Or Deal With In Any Other Manner, As The Company Deems Appropriate, From The Information/Data Captured By The Company Through Its Unique Pedagogy Of Learn, Practice And Test And From The Customer’s Usage Of Company’ Products, Programs Or Any Other Services As The Company, Its Associates Or Any Third Party As The Company May Authorize.

The User's Privacy Is Critically Important To Stepworth Study. Stepworth Study Has Few Fundamental Principles:

  • Stepworth Study Asks Its Users To Supply Various Personal Data When Placing An Order, Such As Name, Address, Credit-Card Information, And Valid E-Mail Id, Address.
  • Stepworth Study Uses This Data Only For The Purpose Of Filling An Order, Or Communicating With The User About The Status Of An Order.
  • Stepworth Study Treats This Customer Information As Private And Confidential, And It Shall Not Disclose This Information To Other Individuals Or Organizations Unless Required By Law.

If The User Feels That Stepworth Study Has Violated This Statement On Privacy In Any Way, Please Contact Stepworth Study At support@iqranation.com, So That We May Address This Issue.

Refund, Cancellation & Pack Expiration Policy

No Refund Or Cancellation Is Permitted Once The User Has Completed A Transaction At Stepworth Study, For Study Packs Etc (Valid Only For Purchases Made Through Stepworth Study,).

At Stepworth Study, The Pack Expires As Per The Validity Suggested At The Time They Are Purchased.